Small Business Accounting
Quotes, invoices, expenses and cash flow—kept simple.
Dashboard
NZD · Niue
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Business overview

Know where your business stands.

Money in, money owed and the work that needs your attention—all in one place.

Recommended next step
Set up your business
Add your business and payment details before creating your first invoice.
Money In This Month
$0
Paid invoices · NZD
Expenses This Month
$0
Business costs · NZD
Estimated Profit
$0
Money in less expenses
Awaiting Payment
$0
Pending & overdue
📋 New Quote Create a quote
🧾 New Invoice Bill a client
Add Client Save contact
💸 Log Expense Track a cost
Revenue vs Expenses
Monthly overview
Invoice Status
Current breakdown
Needs Attention
Unpaid invoices and overdue work
Recent Invoices
ClientAmountStatus
No invoices yet
Add New Client
Client Activity
Client Directory
No clients yet.
Add Task
Task Breakdown
0 open · 0 done
All Tasks
No tasks yet.
Create Quote
DescriptionQtyUnit PriceAmount
Subtotal$0.00
Tax (0%)$0.00
Total$0.00
Saved Quotes
Quote #ClientTotalStatus
No quotes yet
Create Invoice
DescriptionQtyUnit PriceAmount
Subtotal$0.00
Tax (0%)$0.00
Total$0.00
Invoice Ledger
Inv #ClientTotalDueStatus
No invoices yet
Recurring Invoices
Draft invoices are created automatically when their next date arrives
CustomerFrequencyNext DateTotalStatus
No recurring invoices
Payment Receipts
Generated automatically when an invoice is marked paid or matched to a bank deposit
Receipt #PaidCustomerInvoiceAmountStatus
No payment receipts yet
Log Expense
Expense Breakdown
Expense Log
DateCategoryDescriptionRefAmount
No expenses logged

Financial reports that update as you work.

Invoices, payments, expenses and adjustments post to a balanced ledger automatically.

Report Settings
Profit & Loss covers a period; Balance Sheet is a snapshot on one date
💵
Report Revenue
$0.00
📤
Report Expenses
$0.00
🏛️
Tax Payable
$0.00
📊
Net Profit
$0.00
Profit & Loss
Net Profit $0.00
Balance Sheet
Balanced
Total Assets$0.00
Liabilities + Equity$0.00
Accounting equation balanced ✓
Opening Balances & Adjustments
Use this for items that did not come from invoices or expenses
DateTransactionReferenceAmount
No adjustments posted
Chart of Accounts
The accounting map used by every automatic posting
CodeAccountTypeBalance
Automatic Journal
Audit trail generated from invoices, payments, expenses and adjustments
0 entries
DateSourceDescriptionAccountDebitCredit

Bank reconciliation without the accounting maze.

Import a CSV statement, review suggested matches, and connect deposits to invoices or withdrawals to expenses.

Import Bank Statement
CSV files from most online banking systems

The importer looks for Date, Description and Amount columns. Separate Debit and Credit columns are also supported. Duplicate rows are skipped.

Reconciliation Progress
Imported
0
Matched
0
To Review
0
Bank Transactions
Positive amounts are deposits; negative amounts are withdrawals
DateDescriptionAmountMatchStatus
Import a bank CSV to begin
Business Details
Identity
Defaults & Preferences
Invoice & Quote
💵 Money Lending Manager
Issue loans, auto-calculate 15% repayments, generate receipts and track all borrowers.
15%
Fixed Rate
💰
Total Loaned Out
$0.00
Principal
📈
Total Interest
$0.00
15% on all loans
Outstanding
$0.00
Unpaid
New Loan
Repayment auto-calculates at 15%
Principal$0.00
Interest (15%)$0.00
Total to Repay$0.00
REPAYMENT AMOUNT
$0.00
Principal + 15% interest
Generate Receipt
Export for borrower

Fill in the form then export. Click any loan record to reload it.

📊 Income Analytics
Loan income by period
Loans Issued
0
Principal Lent
$0.00
Interest Earned
$0.00
Total Repayments Due
$0.00
Already Collected
$0.00
from paid loans
🔔 Reminder Generator
Generate payment reminders for borrowers
Message Preview
Select a loan to generate a reminder...
Loan Records
0 loans
RefBorrowerDateDuePrincipalRepaymentStatus
No loans yet
Money Lending
Loan Agreement
REF: LN-001
Lender
Borrower
-
-
DescriptionDateDueAmount (NZD)
Loan--$0.00
Principal$0.00
Interest (15%)$0.00
Total Repayment$0.00
⚠ Late Payment Fees
Days 1–7: $3.00 per day  |  Day 8+: $4.00 per day
Terms & Conditions
1. The borrower agrees to repay the full amount (principal + interest) by the due date stated above.
2. Late Payment Fees: A fee of $3.00 per day applies for days 1–7 after the due date.
3. From day 8 onwards, the late fee increases to $4.00 per day until the full amount is repaid.
4. The lender reserves the right to pursue recovery of all outstanding amounts including late fees.
5. By accepting this loan, the borrower acknowledges and agrees to these terms.
Generated:
💰
Total Income
$0.00
This month
💸
Total Expenses
$0.00
This month
📊
Balance
$0.00
Income minus expenses
🎯
Budget Used
0%
of monthly budget
Budget Overview
This Week
➕ Add Income
Record a new income source
➖ Add Expense
Track a new expense
🎯 Monthly Budget Limits
Set spending limits per category
Transaction History
0 transactions
DateDescriptionCategoryTypeAmount
No transactions yet